{"id":15925,"date":"2021-03-20T23:11:39","date_gmt":"2021-03-20T23:11:39","guid":{"rendered":"https:\/\/fidelityfinancialholdings.com\/?page_id=15925"},"modified":"2021-03-20T23:11:39","modified_gmt":"2021-03-20T23:11:39","slug":"using-credit-card-with-no-job","status":"publish","type":"page","link":"https:\/\/www.staunchinvestment.com\/using-credit-card-with-no-job\/","title":{"rendered":"Using Credit Card With No Job?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"15925\" class=\"elementor elementor-15925\">\n\t\t\t\t\t\t\t\t\t<section class=\"has_eae_slider has_ma_el_bg_slider elementor-section elementor-top-section elementor-element elementor-element-04f51d8 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"04f51d8\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider has_ma_el_bg_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-36712c9 jltma-glass-effect-no\" data-id=\"36712c9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7468b5d jltma-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"7468b5d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If you\u2019re not currently working, you might be wondering whether you can get a credit card. The short answer is, while you may not have to be employed, you do need to show you can cover your bills. So you may want to be cautious if you currently have limited income. Without a reliable source of cash, you could be at risk of missing payments and running up a high balance\u2014both of which could impact your credit.<\/p><p>This article will help you understand what counts as income and ways you can find a credit card that\u2019s right for you.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"has_eae_slider has_ma_el_bg_slider elementor-section elementor-inner-section elementor-element elementor-element-34305b9 elementor-section-boxed elementor-section-height-default elementor-section-height-default jltma-glass-effect-no\" data-id=\"34305b9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_eae_slider has_ma_el_bg_slider elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-891a536 jltma-glass-effect-no\" data-id=\"891a536\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f1f8d6 jltma-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"4f1f8d6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img src=\"https:\/\/fidelityfinancialholdings.com\/wp-content\/uploads\/2021\/03\/using-credit-card-e1496174997279-1.jpg\" title=\"\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9848c12 jltma-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"9848c12\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Applicants who are younger than 21 may need to show proof they can independently repay what they borrow. For example, when applying for a Staunch Investment card, you can include income from things like a full-time, part-time or seasonal job. You can also include money from somebody else who regularly deposits money into your individual account or into a joint account that person shares with you.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"has_eae_slider has_ma_el_bg_slider elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-871086f jltma-glass-effect-no\" data-id=\"871086f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5dd3b54 jltma-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"5dd3b54\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2 class=\"article-body-header grv-text__heading--medium grv-text--medium-large-light\"><span style=\"color: #003366;\"><strong>Listing Income on Your Application<\/strong><\/span><\/h2><div class=\"grv-text__body--normal\"><p>When deciding whether to approve someone for a new credit card, the issuer will likely ask them about debts and other financial obligations. The issuer will also typically ask for the applicant\u2019s total annual income. Aside from a full- or part-time job, that could include:<\/p><ul><li><span style=\"color: #ff0000;\"><b>Earned income from self-employment:<\/b><\/span> If you own or run a business or farm, you can count those earnings on a credit card application. Money you earn from independent jobs, like freelance projects and contract work, could also count as self-employment income.<\/li><li><span style=\"color: #ff0000;\"><b>Shared household income:<\/b><\/span> This could include income your spouse or partner earns.<\/li><li><span style=\"color: #ff0000;\"><b>Unemployment benefits: <\/b><\/span>If you\u2019ve lost your job and you\u2019re receiving unemployment payments, you can list it on your application.<\/li><li><span style=\"color: #ff0000;\"><b>Retirement income:<\/b><\/span> This may include distributions from a retirement account or payments from Social Security.<\/li><\/ul><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>If you\u2019re not currently working, you might be wondering whether you can&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_mi_skip_tracking":false,"_themeisle_gutenberg_block_has_review":false},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Using Credit Card With No Job? 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